Collect is a subscription mobile app from Ferrix Labs Inc. that finds open class action settlements you may qualify for and files claims on your behalf. The Collect settlement finder app is available on iOS and Android, charges between $4.99 per week and $59.99 per year depending on the plan, and holds a 4.3-star rating on the Apple App Store across more than 1,100 reviews. It is not a law firm, takes no cut of your payout, and aggregates settlement information that is otherwise publicly available and free to file directly.1Apple App Store. Settlement Finder – Collect2Collect. Terms of Use
What Collect Does
The app sits between you and the court-appointed administrators who actually run class action settlements. You browse a database of active cases, flag brands you’ve bought from, and Collect matches you to settlements you may be eligible for. Each listing shows an estimated payout and whether proof of purchase is required. You submit through the app; Collect forwards the claim to the administrator, who decides whether to approve it, how much to pay, and when. Companies with indexed settlements have included Apple, Google, Meta, TikTok, Spotify, Robinhood, and CashApp.1Apple App Store. Settlement Finder – Collect3Collect. Collect – Settlement Finder
The app tracks the status of pending claims and pushes notifications when new settlements go live. Claims are submitted under penalty of perjury, and Collect’s terms make clear that you are solely responsible for the accuracy of what you file. The terms describe Collect as a “filing assistance service” and explicitly disclaim any attorney-client or fiduciary relationship. It does not give legal advice.2Collect. Terms of Use
What It Costs
Collect’s revenue comes entirely from subscriptions; it does not take a percentage of any settlement money you receive. As of early 2026, the price tiers listed are:1Apple App Store. Settlement Finder – Collect
- Weekly: $4.99 or $5.99
- Monthly: $9.99, $12.99, or $14.99
- Yearly: $29.99, $34.99, $49.99, or $59.99
The multiple prices at each tier appear to reflect A/B testing or regional variation; the app doesn’t publicly explain the differences. Subscriptions auto-renew unless you cancel at least 24 hours before the current period ends. Fees are non-refundable once service has been provided, and initiating a chargeback can result in permanent account termination under the terms.2Collect. Terms of Use
What Users Say
Reviews split along a clear line. Users who received payouts describe the notification system as useful for surfacing cases they wouldn’t have found on their own; one testimonial on Collect’s own site claims a payout equal to 30 times the subscription cost, and a December 2025 reviewer credited the app with three claims she hadn’t known about.3Collect. Collect – Settlement Finder
The most common negative reviews focus on the paywall. One App Store reviewer wrote that the app estimates thousands of dollars in potential payouts but blocks any actual settlement details until you subscribe. Another said they couldn’t get past the subscription sign-up screen. A third flagged being charged before being able to log in and objected to the app requiring a Google or Apple sign-in with no alternative.1Apple App Store. Settlement Finder – Collect
Do Administrators Accept Claims Filed Through the App
Yes, but with conditions worth understanding before you pay. Epiq, one of the largest claims administration firms, processes third-party filings but has noted that such submissions frequently arrive near deadlines, lack required documentation, or contain formatting errors that lead to denials.4Epiq Global. Third-Party Filers
Kroll, another major administrator, notifies third-party filers of incomplete or erroneous claims and typically gives 30 days to fix them; claims still deficient after that window are rejected. Kroll also runs software to detect duplicates when both a consumer and a third-party app file for the same person, and the duplicate is rejected. Both firms have said consumers can almost always file directly with the administrator for free, without a paid intermediary.5Kroll. Avoiding Risks With Third-Party Claims Filers
Free and Alternative Options
Collect is one of several apps in a growing category, and the pricing models differ.
Catch, developed by Kikoff Inc., is the most prominent free alternative. It connects to your bank accounts and credit cards through Plaid, automatically matches your transaction history against active settlements, and lets you keep 100 percent of any payout. No credit card is required to use it, and it has over 100,000 downloads on Google Play as of mid-2026.6Catch. Catch – Class Action Settlement Finder7Google Play Store. Catch: Class Action Finder
Settlemate charges $13.99 per month or $34.99 per year and adds automated claim filing, inbox scanning for receipts, and price-drop monitoring. It reports a 4.9-star rating across more than 22,900 reviews, though some users complain about being asked to subscribe before seeing any settlement information.8Settlemate. Settlemate9Apple App Store. Settlemate – Claim Savings
Collectively focuses on high-value and complex litigation, such as antitrust and healthcare cases. It charges no upfront subscription but takes a percentage of successful payouts on a contingency model.10Settlemate. Sparrow Alternatives
You can also file directly with the administrator listed on any settlement notice or website. That route is always free.
What Collect Collects About You
Collect’s privacy policy, dated January 2026, lists what the app gathers. You directly provide your name, email, phone number, mailing address, and account credentials. For specific claims, you may submit your date of birth, purchase history, receipts, and product usage information. The app also automatically collects device identifiers, IP addresses, usage data, and approximate geographic location.11Collect. Privacy Policy
Ferrix Labs says it does not sell, rent, or lease personal information to third parties for money, and does not use personal data for targeted advertising. It shares user data with settlement administrators and legal representatives to process claims, and with service providers for hosting, analytics, and customer support. Payment processing runs through Stripe, Apple Pay, and Google Pay, and Collect says it does not store payment information directly.11Collect. Privacy Policy
Apple’s App Store listing adds one caveat: the app may use purchase data and device identifiers to track users across other companies’ apps and websites. The developer has not verified these privacy practices with Apple.12Apple App Store. Settlement Finder – Collect
Terms That Limit Your Recourse
Several provisions in Collect’s terms cap what you can get back if something goes wrong. The service is provided “as is” with no warranties, and total company liability is capped at the subscription fees you paid in the preceding 12 months. Ferrix Labs disclaims responsibility for claim outcomes, including denials, processing delays, or non-payment by administrators.2Collect. Terms of Use
For U.S. users, disputes must go to binding arbitration under American Arbitration Association rules, and a class action waiver prevents collective claims. You can opt out of the arbitration clause by emailing the company within 30 days of first using the app. Canadian and Australian users are subject to different procedures under their own jurisdictions.2Collect. Terms of Use