A “MIRACOMM R-MAPS” line on your bank or credit card statement is a recurring subscription fee for Rubmaps, a paid review website for erotic massage parlors. The Miracomm R-Maps charge is processed by Miracomm Holdings Ltd, a Cyprus-registered company, and routed through a European payment processor, which is why the descriptor looks foreign and unfamiliar. You have two ways to stop it: cancel the subscription directly through Rubmaps, or dispute the charge with your card issuer.
Cancel the Subscription Directly
Rubmaps runs a dedicated payment portal at r-mapspay.ch with a membership cancellation form. Submit the request at least 72 hours before your next billing date, or another charge will post. Once the cancellation goes through, the account drops to the free tier and you should receive a confirmation email.
You can also cancel by email to info@rubmaps.ch or info@r-mapspay.ch, through the contact form at rubmaps.ch/contact, or by calling 888-224-6844, the number that appears on the billing descriptor itself.
Rubmaps’s posted refund policy says refunds are generally not offered for early cancellation, though the payment portal states that billing issues may be resolved on a case-by-case basis.
Dispute the Charge With Your Bank
If you never authorized the subscription, or the merchant ignores your cancellation, go to your card issuer.
For credit cards, the Fair Credit Billing Act lets you dispute billing errors in writing to the address the issuer designates for billing inquiries. The dispute has to reach the issuer within 60 days of the statement date on which the charge first appeared. The issuer then has 30 days to acknowledge it and 90 days to resolve it. Your liability for unauthorized charges is capped at $50.1Federal Trade Commission. Using Credit Cards and Disputing Charges
For a debit card or direct bank withdrawal, the Consumer Financial Protection Bureau recommends two steps. First, tell the merchant in writing that you are revoking authorization for future automatic payments. Second, notify your bank and ask for a stop-payment order. Banks may charge a fee for the order, and stopping the payment does not cancel the underlying subscription, so you still need to deal with the merchant too.2Consumer Financial Protection Bureau. How Do I Stop Automatic Payments From My Bank Account
If the merchant refuses to cancel or the charges continue, the FTC takes complaints at ReportFraud.ftc.gov, and your state attorney general’s office is another option.3Federal Trade Commission. Getting Into and Out of Free Trials, Auto-Renewals, and Negative Option Subscriptions
Who You Are Actually Paying
The descriptor “Miracomm R-Maps +18882246844” points to Miracomm Holdings Ltd, a private limited company registered in Cyprus (number HE 287331) with a registered office in Agios Dometios, Nicosia. The sole listed director is Nikolaos Zountouridis.4Cyprus Companies Registry. Miracomm Holdings Ltd Payments are routed through Euro Payment Group GmbH (now EPG Financial Limited), a German processor, so the transaction clears entirely outside the United States.5U.S. House Committee on Financial Services. Bassem Banafa Testimony
As of mid-2026, the Cyprus Companies Registry lists Miracomm Holdings Ltd as “Dissolution following Voluntary Liquidation,” without naming a successor entity.4Cyprus Companies Registry. Miracomm Holdings Ltd If charges are still posting under the Miracomm descriptor, the card-issuer dispute route is the more reliable one.
Your Rights Under the FTC Click-to-Cancel Rule
Rubmaps falls under federal rules on negative-option billing, where you are charged automatically unless you act to cancel. In October 2024, the FTC finalized a Click-to-Cancel rule requiring sellers to make cancellation at least as easy as the original sign-up, disclose material terms before collecting billing information, and get express informed consent before charging. Most provisions took effect 180 days after publication in the Federal Register.6Federal Trade Commission. FTC Announces Final Click-to-Cancel Rule If cancellation is obstructed, that rule is worth citing when you complain to the FTC or your card issuer.