What Documents Do You Need to Change Your Name After Marriage?

To change your name after marriage, you need two core documents almost everywhere you go: a certified marriage certificate and a current government-issued photo ID. From there, each agency adds its own form or supporting paperwork, and the order you tackle them in matters because most agencies verify your new name against Social Security Administration records before they’ll process anything else.

The Certified Marriage Certificate

The certified marriage certificate is the legal document that proves both your marriage and your new name. It is not the decorative certificate from the ceremony, and it is not the marriage license you applied for beforehand. It is the official record issued by the vital records office in the county or state where your marriage took place.

To order copies, contact that jurisdiction’s vital records office, county clerk, or state vital statistics department. You’ll typically need both spouses’ full names at the time of marriage, the date of the ceremony, and the location. Fees range from about $6 to $35 per certified copy depending on the state, and most offices process requests within a few business days.¹

Order at least three certified copies. You’ll be submitting originals to several agencies at overlapping times, and while most return them, the process moves faster when you aren’t waiting for one copy to come back before mailing it to the next place.

The Order To Update Your Records

The federal government recommends starting with Social Security, then moving to your driver’s license, and then handling everything else. The IRS specifically warns that updating your name with the SSA before filing your tax return is critical.²

Social Security first. Other agencies, including the DMV and IRS, cross-check your information against SSA records. If the SSA still shows your old name, those agencies may reject or delay your updates.
Driver’s license second. Once your Social Security record is updated, the DMV can verify it electronically. Your new license then becomes the photo ID you’ll use for every remaining update.
Everything else third. Passport, financial accounts, employer records, voter registration, and property records can be handled in whatever sequence fits your life once the first two are done.

Social Security Card

Updating your Social Security card is free. Depending on your situation, you may be able to do it online through the SSA website; if online processing isn’t available for your circumstances, you’ll need to schedule an appointment at a local Social Security office.³ Whether online or in person, bring:

Form SS-5, the Application for a Social Security Card, with your new legal name, previous name, date of birth, and place of birth.
Your certified marriage certificate as proof of the legal name change. It must show both your old and new names.
Proof of identity: a current U.S. driver’s license, state-issued ID, or U.S. passport.
Proof of citizenship or immigration status, such as a birth certificate or U.S. passport, but only if the SSA doesn’t already have this on file from a previous application.

Your new card typically arrives by mail within 7 to 10 business days.⁴

Driver’s License or State ID

Once your Social Security record reflects your new name, go to your state’s Department of Motor Vehicles or equivalent licensing agency. Most states require an in-person visit for a name change. Bring:

Your certified marriage certificate.
Your current driver’s license or state ID.
Proof of residency, such as a recent utility bill, lease agreement, or bank statement showing your current address.
Your updated Social Security card or proof of your Social Security number. Many states verify your name electronically against SSA records, so complete that update first.

You’ll fill out a new application form at the office, and fees for a replacement license vary by state. If you’re applying for a REAL ID-compliant license at the same time, expect to bring two proofs of residency instead of one.²

U.S. Passport

Which passport form you use, and how much you pay, depends on when your current passport was issued.

Passport Issued Less Than One Year Ago

Use Form DS-5504 if your passport was issued within the last year and your name change also happened within that same year. There is no application fee, though expedited processing costs an additional $60.⁵ Submit:

Completed Form DS-5504.
Your current passport.
A certified marriage certificate.
A new passport photo.

Passport Issued More Than One Year Ago

Use Form DS-82 to renew by mail if your most recent passport is undamaged, was issued when you were 16 or older, and was issued within the last 15 years. The application fee is $130 for an adult passport book. Along with the completed form, submit your current passport, a certified marriage certificate, and a new passport photo.⁶

If you don’t qualify for DS-82 because your passport is damaged, was issued more than 15 years ago, or you can’t document the name change with a single certificate, you’ll need Form DS-11, which requires an in-person visit to a passport acceptance facility. The fee is $130 plus a $35 execution fee, for a total of $165, and you’ll also need proof of U.S. citizenship such as a birth certificate.⁷

Routine passport processing currently takes four to six weeks; expedited processing takes two to three weeks for an extra $60.⁸

Tax Returns and Employer Records

A name mismatch between your tax return and your Social Security record will delay your refund. The IRS checks the name and Social Security number on every return against SSA data, and if they don’t match, processing stalls. If you haven’t updated your name with the SSA by the time you file, use your former name on the return. You can still file as married filing jointly either way.⁹

If you changed your name partway through the year, you may receive a W-2 in your old name. You can either ask your employer to issue a corrected form or correct the name on the copy you attach to your return. If you receive W-2s under both names from the same employer, report all income on one return.⁹

At work, submit a new Form W-4 to update your name and, if appropriate, adjust your withholding to reflect your new marital status. The form asks whether your name matches your Social Security card and flags mismatches.¹⁰ While you’re talking to HR, update your name on health insurance enrollment, retirement accounts, life insurance, and any FSA or HSA accounts. Your employer will likely ask for a copy of your marriage certificate and your updated Social Security card or driver’s license.

Financial Accounts

Banks, credit card issuers, and investment firms each have their own process, but the documentation pattern is consistent: an updated government-issued photo ID plus a certified marriage certificate. Some institutions accept the update online or by phone; others require a branch visit or mailed documents.

For bank accounts, provide your updated ID alongside legal name change documentation such as the marriage certificate. A marriage license alone usually won’t work unless it doubles as a certificate with the marriage date, signatures, and an official seal. Credit card issuers follow a similar process. Call the number on the back of your card, then upload or mail supporting documents.

Investment and brokerage accounts add a wrinkle. If you hold a 401(k) or other workplace retirement plan, updating your name on a regular brokerage account won’t carry over automatically. Contact your employer or the plan administrator separately. This is also a good time to review beneficiary designations on all investment and retirement accounts, since life insurance and retirement benefits pass according to those designations regardless of what your will says.

Voter Registration

If you change your legal name, update your voter registration. The simplest way is to visit vote.gov, select your state, and follow the instructions. Most states let you update online, but some require you to re-register entirely or submit a specific change-of-information form. A few states only accept updates by mail or in person at a local election office.¹¹

Each state sets its own deadline for registration changes before an election, ranging from about 15 days before election day to same-day registration in some states. Don’t wait until election season. A name mismatch at the polls can force you into a provisional ballot or turn you away entirely.

Property Deeds, Vehicle Titles, and Other Records

If you own a home, you’ll execute a new deed, typically a grant deed, that conveys the property from your former name to your new name. The deed must be notarized and then filed with your county recorder’s office. Filing fees generally run between $50 and $200. After filing, notify your mortgage lender, homeowners insurance provider, and county tax assessor so their records match.

Beyond property, update your name on car titles and registration, professional licenses, school and alumni records, frequent flyer accounts, and any subscriptions or memberships tied to your legal name. Airlines are strict about this. Your ticket name must match your ID exactly, so update loyalty accounts before booking travel under your new name.

1
USAGov. How to Get a Copy of a Marriage Certificate or a Marriage License
2
USAGov. How to Change Your Name and What Government Agencies to Notify
3
Social Security Administration. Change Name with Social Security
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Social Security Administration. Application for a Social Security Card
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U.S. Department of State. Name Change for U.S. Passport or Correct a Printing or Data Error
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U.S. Department of State. U.S. Passport Renewal Application for Eligible Individuals
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U.S. Department of State. United States Passport Fees for Acceptance Facilities
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U.S. Department of State. Processing Times for U.S. Passports
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Internal Revenue Service. Name Changes and Social Security Number Matching Issues
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Internal Revenue Service. Form W-4 (2026) Employee’s Withholding Certificate
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USAGov. How to Update or Change Your Voter Registration